A robust child care sector is a key component of improving workforce productivity and participation. One strategy for strengthening the industry is increasing enrollment capacity for high-quality providers. This increases access opportunities for working families, and improves providers’ ability to leverage economies of scale. To do this, most providers would need to expand or improve their facilities. Unfortunately, like other truly small businesses, the state’s current child care providers operate on thin margins and often lack the financial capital necessary to fund facility improvements outright or secure loans to finance a project. To address this issue, the state would benefit from a small business loan program specifically for child care providers. A loan program would help child care businesses afford the upfront costs of facility improvements and new equipment, enabling them to increase their capacity and ultimately serve more working families. These investments will have an immediate positive benefit on our state’s workforce, businesses, and economy. (author abstract)