This article is part of a series produced by the Federal Reserve’s Early Care and Education (ECE) Work Group that explores the cost, affordability, and racial-equity issues in ECE. As the series' overview blog post explains, the first three articles use existing research and data to frame each of these issues in turn, and the series finishes with an article that explores these topics using findings from human-centered-design focus groups conducted with ECE providers and parents of young children. Quotations in this article are from ECE providers and parents who attended the focus groups. (author abstract)